This Privacy Policy describes how Belle Dynasty Education & Consulting, LLC ("Company", "we", "us" or "our") collects, uses, and protects personal information when you visit DrKarlaG.com, purchase digital products or memberships, or otherwise interact with our services (collectively, the "Services"). By accessing or using the Services, you consent to the practices described in this Privacy Policy. If you do not agree, please do not use the Services. Information We Collect • Contact information (name, email address, mailing address, phone number) • Account information (member login credentials, course enrollment records) • Payment information processed by third-party processors (e.g., Stripe, PayPal); we do not store full card numbers • Usage data and analytics (page views, device/browser type, time on page, referral URLs) • Communications you send to us (support requests, form submissions, email correspondence) How We Use Information • Provide, operate, and secure the Services (including member access management) • Process transactions and deliver digital content and member benefits • Communicate with you regarding your account, purchases, updates, and promotional messages (you may opt out) • Improve site performance, content quality, and user experience • Comply with legal obligations and enforce our Terms of Use Cookies & Tracking We use cookies and similar technologies to operate the site, keep you logged in, remember preferences, and analyze usage. You can control cookies through your browser settings; disabling cookies may impact site functionality. Data Sharing & Processors We share information with trusted service providers only as necessary to operate the Services, such as hosting (Squarespace), payments (Stripe/PayPal), email and productivity tools (Google Workspace), video hosting (e.g., Vimeo/YouTube), and analytics tools. These providers are contractually obligated to use your information only to perform services for us and to safeguard it appropriately. We do not sell personal information. Data Retention We retain personal information for as long as necessary to provide the Services, fulfill transactions, comply with our legal obligations, resolve disputes, and enforce agreements. Your Choices • Opt out of marketing emails by using the unsubscribe link • Update or correct your account information by contacting us at the email above • Disable cookies in your browser to limit certain tracking Children’s Privacy Our Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. Security We implement reasonable administrative, technical, and physical safeguards designed to protect personal information. No security measures are perfect or impenetrable. International Users If you access the Services from outside the United States, you understand your information may be processed in the United States where privacy laws may differ from those of your jurisdiction. Your California Privacy Rights (If Applicable) If you are a California resident, you may have certain rights under California law. To exercise any applicable rights, contact us at the email listed above. Changes to this Policy We may update this Privacy Policy from time to time. The effective date at the top indicates the latest revision. Material changes will be posted on the site. Contact Us For questions about this Privacy Policy, contact us at karla@drkarlag.com.