Acceptance of Terms: By accessing or using DrKarlaG.com and any related content, digital downloads, courses, or member areas (the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not use the Services. These Terms are between you and Belle Dynasty Education & Consulting, LLC. Intellectual Property All content, videos, text, graphics, files, templates, and other materials provided through the Services (the "Materials") are owned or licensed by Belle Dynasty Education & Consulting, LLC, and are protected by copyright and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license for personal, non-commercial use only. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, sell, or exploit the Materials without our prior written consent. Educational Use Only – No Professional Advice: The Materials are for educational purposes only and do not constitute medical, legal, financial, or other professional advice.
Using the Services does not establish a practitioner–patient, attorney–client, or other professional relationship. You are responsible for obtaining independent professional advice as needed. No Guarantees; Results Disclaimer: We do not guarantee outcomes or results from your use of the Services. Your success depends on many factors outside our control, including your background, effort, compliance, market dynamics, and regulatory environment. Fees: All Sales Are Final; no chargebacks. All purchases are final and non-refundable. By purchasing, you agree not to initiate chargebacks or payment disputes. If you have questions about a transaction, please contact us first so we can assist you. Access may be suspended for non-payment or disputes regarding payment. Account Responsibilities & Acceptable Use You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You agree not to share your login, scrape content, interfere with site operations, or use the Services for unlawful purposes. We reserve the right to terminate or suspend access for any violations of these Terms. Third-Party Services The Services may include links or integrations with third-party platforms (e.g., Stripe, Vimeo, YouTube, Google). We are not responsible for the content or practices of third parties. Their terms and policies govern your use of third-party services. Limitation of Liability To the maximum extent permitted by law, Belle Dynasty Education & Consulting, LLC, its owners, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits or revenues, arising from or related to your use of the Services or Materials, even if advised of the possibility of such damages. Our total liability for any claims relating to the Services shall not exceed the amount you paid for the applicable product or service in the twelve (12) months preceding the claim. Indemnification You agree to defend, indemnify, and hold harmless the Company from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services or Materials, your violation of these Terms, or your violation of any rights of a third party. Governing Law; Venue: These Terms are governed by the laws of the State of North Carolina, United States, without regard to its conflict of laws principles. You agree to the exclusive jurisdiction and venue of the state and federal courts located within North Carolina for any disputes that are not subject to arbitration. Dispute Resolution; Arbitration (Optional) At our discretion, any dispute arising out of these Terms may be submitted to confidential binding arbitration administered by a recognized arbitration provider in North Carolina. Judgment on the award may be entered in any court of competent jurisdiction. Changes to the Terms: We reserve the right to update these Terms from time to time. Continued use of the Services after changes become effective constitutes acceptance of the updated Terms. Contact For questions regarding these Terms, contact karla@drkarlag.com.